Choose your individual Sberbank card design. Card with an individual design from Sberbank: under the gun of KartoVeda Sberbank with an individual design

Each person strives for his own individuality in his own way: the bright features of the card can bring comfort, indicate the interesting personality of the owner, thereby distinguishing him from the gray mass. The desire to have special things is a normal aspiration of every person who does not succumb to the “herd” reflex. Sberbank offers to change the card design to its clients and has developed a special algorithm for this.

Do you want to be creative and have an exclusive card design?

An exclusive version of the card is the best option to show everyone your inner “I”. A personal image can be placed on a plastic card used for daily payments. The presence of a personal design on plastic from Sberbank of Russia allows you to highlight the owner with each non-cash purchase in the supermarket.

About the individual design of Sberbank cards

The application from Sberbank details the procedure for making changes to the card design, and, if necessary, choosing a convenient angle and adding brightness.

If desired, you can choose the color of the logo - green, white or black.

Photo from the bank gallery

To be able to select a photo from the bank gallery, you must click on “Add photo from library”. After going to a category, users can browse through a collection of images and choose the one they like best. If desired, it is possible to import an image from social networks.

Photos from your social networks

Pictures can be imported from the following social networks:

Instagram;
In contact with;
Classmates.

To do this, the client just needs to go to the profile of one of the social networks through the official portal of Sberbank of Russia and view pictures/photos, choosing the ones that best suit the established requirements.

The application takes a picture from the feed, which requires you to scroll through it and select the photos you like. After this, just mark the image and click on the appropriate button.

In 2020, Sberbank’s conditions do not allow changing the design using other social networks.

Cost of service and terms of service

Cost of a card from Sberbank of Russia with individual design consists of several parameters:

the price of applying the provided personal photo/image is 500 rubles;
The cost of annual service directly depends on the type of bank card chosen and is paid annually.

Youth bank cards cost about 150 rubles per year, classic Visas cost about 750 rubles. – for the first year and 450 rubles. - further.

Plastic with a personal graphic image has the following design options and conditions:

applications can only be left to persons who have reached the age of 18;
is a Visa classic payment system;
manufacturing price is 500 rubles, and annual maintenance cost is 750 rubles;
You can choose one of the following currencies: rubles, dollars, euros.

Plastic cards with unique personal images include full functionality that is provided for classic debit cards from Sberbank of Russia.

Important! Banking product does not provide for the possibility of issuing an overdraft and cannot be used as an account for receiving wages from your employer.

Which cards can you choose an individual image for?

Anyone wishing to reissue a card with an individual design needs to know that not all types of plastic can be changed.

Change the background for RUB 1,200. You can use “Youth”, classic VISA or MasterCard, which are protected by an electronic chip. According to the conditions, the “Youth” card can be issued to young people, including schoolchildren. Distinctive feature is the inability to receive interest on the balance.

At the same time, it is possible to connect to the “Thank you” bonus program from Sberbank, which implies a partial refund of funds from the purchase of goods and services in the amount of 0.5 to 10% or more (depending on whether the store is a partner of the bank or not) .

Cash withdrawals from ATMs of third-party financial institutions entail a commission of 3% of the withdrawal amount + RUB 390.

Benefits bank card is the low annual cost of maintenance (only 150 rubles) and the availability of bonus programs.

Disadvantages include the lack of overdraft facilities and interest charges on the account balance.

The Molodezhnaya bank card can be ordered by all Russian citizens, without exception, starting from the age of 14.

Restrictions on choosing an image for plastic

According to the rules of Sberbank of Russia, managers reserve the right to refuse an attempt to change the image on the plastic for the following reasons:

changing the image entails an attempt to place a registered logo of any kind on the plastic trading company, which is why it is under copyright protection;
the image that should replace the standard one contains large text and many symbols;
the message selected by the user is unreadable, making it impossible to change it;
when trying to use a selected photo of a bank client, he violates the Federal Law “On Copyright”;
the new design carries religious or Political Views– use is strictly prohibited internal politics Sberbank of Russia;
the new design includes obscene language, images containing violations of morality, etc.

Please note: when trying to change the design of your bank card, it is strongly recommended that you treat the established internal restrictions of Sberbank of Russia with full responsibility and understanding.

The financial institution respects Russian legislation, which is why it will never publish obscene language, propaganda of violence, etc., as well as photos and pictures that violate the Federal Copyright Law.

From the above it follows that changing the card design is not difficult for clients of Sberbank of Russia. At the same time, you need to remember about the existing restrictions and requirements, failure to comply with which leads to a refusal to change the picture.

The procedure for re-registration of plastic can be initiated through Personal Area Internet banking. Thanks to the functionality, the user only has to select a picture and undergo moderation. After this, at the appointed time you need to come to the bank and pick up the finished product.

A Sberbank card with an individual design is a popular and affordable service. The bank was one of the first to offer it to its clients. We offer several options for making a Sberbank card with your own design.

To make a Sberbank card with an individual design for yourself, you need to perform a number of simple steps. But you need to carefully study the list of images that cannot be applied.

Pictures that are provocative, antisocial, advertise an unhealthy lifestyle, violate copyright, etc. will be rejected.

Where to start getting a Sberbank debit card with your own design

On the Sberbank website it is proposed to issue an online classic card with an individual design (payment system - VISA). This payment tool can be released for 1250 rubles. Here 750 rubles. – the cost of issue and the first year of service, and 500 rubles. – cost of individual design. Available currencies of issue are ruble, dollar and euro.

Users have three options to issue a debit card with their own design:

Selecting a design from the catalog offered on the Sberbank website. There are a variety of images of cartoon and game characters, landscapes, cats, treats and more. To get into the catalog, you just need to click “Create card design”.

Changing an existing design. You can change the standard version as you please: choose a new angle, “play” with the color palette, crop a classic drawing, etc.

Applying a user-suggested design. This is an option for Sberbank’s most creative clients. To implement it, there is a module for loading your own image from social networks, with mobile device or PC. To do this, select the “Your photo” button in the top line of the catalog.

“Pitfalls” of designing Sberbank cards with your own design

If you have not carefully studied the requirements for images on the card, then a refusal is possible. Most rejections are due to the use of licensed or inappropriate images. To avoid wasting time, check whether your individual design falls under one of the restrictions on the Sberbank website.

You cannot use images or visual images that are reminiscent of smoking tobacco, drinking alcohol and alcohol-containing drinks, manufacturing, distributing or using drugs, violence, etc.

Which Sberbank card can be issued with an individual design

I need to say a few words about what kind of plastic with the ordered pattern can be obtained for 1250 rubles. This will be a “Youth” standard VISA or Master Card, protected by an electronic chip. It can be used for additional cards with a standard design. It is issued to young people, even schoolchildren. No interest is accrued on the account balance.

The bonus program is called “Thank you”, and it is varied: 0.5% is returned on all spending, and when purchasing from Sberbank partners, you can return up to 10% of the funds. It is not profitable to withdraw from other people's ATMs: 3% of the amount plus 390 rubles. “eaten up” by the commission.

The advantages of this card are the symbolic cost of annual service (150 rubles) and favorable bonus program. Disadvantages - high cost of issue, lack of overdraft and interest on the balance.

You can order a “Youth” card from Sberbank with an individual design starting from the age of 14.

Not only Sberbank: 6 alternative proposals

A number of large banking institutions also offer to print the client’s “creative” on their means of payment.

Alfa-Bank card with its own design

Alfa-Bank offers to issue you a so-called PhotoCard. This is a debit card with an individual MC or Visa design with an accrual of 7% on the balance (for Optimum and Economy service packages). Withdrawing your own cash is free.

When providing a loan, there is a grace period of 60 days. There are bonuses and cashback from amounts spent in restaurants, etc. SMS service is also free. For each year of service you need to pay 699 rubles, and the design of the “plastic” with an individual design is free.

free registration and SMS notifications,
high interest on the balance.

Quite a high price for annual maintenance.

Promsvyazbank card with individual design

Promsvyazbank issues custom designs only debit cards All Inclusive type Visa Platinum. Its release costs 333 rubles. for “individuality”, and service in the first year – 1500 rubles. There are no accruals on the balance, but cashback on many services and purchases is from 3 to 5%.

Receiving SMS about transactions – 29 rubles. Withdrawing amounts from PSB and partner ATMs is free, and in others - for 2% of the amount.

good cashback.

service, which is not cheap in the first year, will remain expensive subsequently, unless 50 thousand rubles are constantly in the account.

Tinkoff debit card with individual design

Tinkoff offers to place your own image on its Tinkoff Platinum, which is famous for its really cheap service for the premium class - 600 rubles. A credit limit of 350 thousand rubles is offered. with a grace period of 55 days.

There are no charges on the balance, and the loan rate is determined individually, from 13 to 30%. The card is connected to the bank’s bonus program, which makes it very profitable: 1% of all amounts spent on purchases and services goes to the bonus account. SMS reports cost 59 rubles. per month, and there are convenient applications for online banking. The application for the card is submitted online.

excellent bonus program (1% return on all funds),
online registration,
inexpensive service for a premium class.

expensive loan
paid SMS notification.

Russian Standard Bank card with its own design

Russian Standard offers its classic card with a credit limit of 300 thousand rubles for individual design. There is cashback on spending from 1 to 5%. There are no interest charges on the equity balance, and the interest rate on the loan is high: up to 33.9%.

Also, the withdrawal fee can be up to 4.9%. Order through the website with availability within 8 days.

Availability credit limit and cashback.

age threshold (from 25 years),
high interest rates on a loan,
withdrawal fee.

Raiffeisenbank card

Raiffeisenbank offers not only visual, but also tactile delights. There, for a record 4.5 thousand rubles. per year, you will receive a card with an individual design and texture of a reptile. You can also get regular plastic with your design for an annual fee of 1,990 rubles.

This card, called #allimmediately, provides ample opportunities for cashback (up to 5%) and discounts from 5 thousand partners of the credit institution. The interest on the loan depends on the category of the borrower: from 23 to 34%. No interest is paid on the balance. The limit is up to 600 thousand rubles. SMS notification - 60 rub.

attractive cashback,
discounts from partners.

Very high cost per year,
unfavorable credit conditions.

Moscow Credit Bank card

Moscow credit bank cheaply prints plastic “with your own picture” - for only 150 rubles. The upper threshold of the credit limit is from 300 to 800 thousand rubles. at a rate of 21%. The balance is charged 7%, which is a big plus.

There is no need to pay for withdrawals from ATMs of MKB and its partners. SMS notification – usual 60 rub. There is a lot discount programs, allowing you to save on purchases using the card.

high interest on balance,
large credit limit.

expensive maintenance (1200 rubles per year),
cashback is only 0.5%.

Results: the best choice

When choosing a card with a custom design, you should pay attention to the following suggestions:

Sberbank, if plastic is needed for a young client (application available from 14 years of age);
Alfa-Bank and MKB, if the amount of interest accrued on the balance of funds matters (up to 7%);
Sberbank, Tinkoff Bank and MKB, if the minimum cost of service is important.

Such cards can be made in almost all banks. Usually they are made by young people in order to tell the world: “I am unique!” We will tell you how you can get a Sberbank card with an individual design, and also consider all the conditions and restrictions.

What pictures cannot be used?

Unfortunately, according to Sberbank rules, your own card design cannot contain everything. We will try to sort out all the nuances.

FORBIDDEN:

Use photographs or pictures that are protected by copyright, both in our country and abroad.
So that the picture shows text, letters, numbers, addresses, phone numbers, in any language. Including web addresses.
Any image, pictures with coins, banknotes, currency symbols or historical money that has already fallen out of use.
Any photographs or pictures with religious or political symbols. Including flags, coats of arms, etc.
Images with photographs or pictures, including drawn ones, of famous historical figures, actors, politicians, athletes.
Any anti-social symbols, anti-religious symbols, etc.
Any image of a sexual nature with naked parts of the body.
Pictures, photographs from cartoons, films, books. But you need to take into account that this rule is not strictly observed in Sberbank and some images are allowed.
Any advertising, advertising symbols, registered advertising marks, etc.
Pictures with drugs, alcohol, cigarettes and tobacco products.
Gambling, cards, dice, roulettes and everything associated with gambling.
Any military equipment, weapons, pistols, machine guns, firearms, tanks, missiles, etc.
Any registered marks of payment systems, banks, both from Russia and abroad.
It is prohibited to use materials containing images that do not make it possible to see the card number, expiration date and other details.

NOTE! Not all of the above rules are strict, and sometimes Sberbank makes it possible to print certain photographs and images.

Conditions of a regular card

In general, a card with an individual design has the same conditions as a regular classic card.

Youth card

Release	For free
Annual maintenance	150 rubles
Plastic drawing service	500 rubles
Thank you program	There is
Payment system	Visa Classic / MasterCard Standard
Unauthorized overdraft	40 %
Cash withdrawal in bank. Sberbank	0 %
Cash withdrawal in bank. third party banks	1% minimum 100-150 rubles.
Currency conversion abroad	1,5 %
Contactless technology	There is
Client age	14-25 years old

How to apply and receive?

NOTE! On the Sberbank website you can not only leave a request for plastic, but also select the desired image or upload it from your computer.

Go to the website https://www.sberbank.ru/

Next we point to "Select card". And here we have two choices: either design a classic card with an individual design or a youth card. If you want to design a youth theme, then to go to the design selection window, you need to scroll down to the section "Other card features" and click on the window "Individual design".

You will have three options: Upload your photo, select images from the Sberbank gallery (there are not very many of them there), or upload from any social network.
We advise you to upload directly, so you will have full control over both the quality of the image and its location, and you will also be able to choose it yourself. Click on "Upload your photo".
After this, a window will open where you will have to select the desired image and click "Open".

Hooray! Our image has loaded. If your image does not fit or some parts are missing, then you can click on "Edit" and move the image itself to the desired position. You can also apply various filters to it by clicking on the button "Filters". After, click "Further"
Look at yours future map and press again "Further".

After this you will need to enter your number mobile phone and click on “I agree to receive an SMS message”, and then press again "Further".

First, Sberbank will check your image. Then, when the image is checked, you will receive an SMS message that your picture has been approved and all documents have already been received for processing.

What is the production time for a card with a personal design? Usually from 30 to 40 days. Yes, it takes so long, but what can you do?

How will I know when the card is ready? You will receive an SMS that your plastic is ready. and you can pick it up at a specific address. All you have to do is take your passport with you and go to a Sberbank branch.

Does the price of a card depend on the picture? No, all such plastics cost a fortune, and ordering a card with your own design costs only 500 rubles.

Is it possible to do credit card with your own design? Unfortunately, this feature is only available for debit cards.

Is it possible to make a pension card with your own design? No, this is not possible yet.

What to do if refused?

Follow the link – www.sberbank.ru/ind/
Enter your phone number and verification code.
Select another image.

Security and Protection

Often, after many people make a card with their picture or photograph, they immediately begin to show it to others and, even worse, take a photo and send it to social networks. Under no circumstances should this be done! Let's figure out why.

To make a Sberbank card with an individual design for yourself, you need to perform a number of simple steps. But you need to carefully study the list of images that cannot be applied.

Pictures that are provocative, antisocial, advertise an unhealthy lifestyle, violate copyright, etc. will be rejected.

Where to start getting a Sberbank debit card with your own design

Users have three options to issue a debit card with their own design:

Changing an existing design. You can change the standard version as you please: choose a new angle, “play” with the color palette, crop a classic drawing, etc.

Applying a user-suggested design. This is an option for Sberbank’s most creative clients. To implement it, there is a module for uploading your own image from social networks, from a mobile device or PC. To do this, select the “Your photo” button in the top line of the catalog.

“Pitfalls” of designing Sberbank cards with your own design

You cannot use images or visual images that are reminiscent of smoking tobacco, drinking alcohol and alcohol-containing drinks, manufacturing, distributing or using drugs, violence, etc.

Which Sberbank card can be issued with an individual design

The advantages of this card are the symbolic cost of annual service (150 rubles) and a profitable bonus program. Disadvantages - high cost of issue, lack of overdraft and interest on the balance.

You can order a “Youth” card from Sberbank with an individual design starting from the age of 14.

Not only Sberbank: 6 alternative proposals

A number of large banking institutions also offer to print the client’s “creative” on their means of payment.

Alfa-Bank card with its own design

free registration and SMS notifications,
high interest on the balance.

Quite a high price for annual maintenance.

Promsvyazbank card with individual design

Promsvyazbank issues only All Inclusive debit cards of the Visa Platinum type with a custom design. Its release costs 333 rubles. for “individuality”, and service in the first year – 1500 rubles. There are no accruals on the balance, but cashback on many services and purchases is from 3 to 5%.

Receiving SMS about transactions – 29 rubles. Withdrawing amounts from PSB and partner ATMs is free, and in others - for 2% of the amount.

good cashback.

service, which is not cheap in the first year, will remain expensive subsequently, unless 50 thousand rubles are constantly in the account.

Tinkoff debit card with individual design

excellent bonus program (1% return on all funds),
online registration,
inexpensive service for a premium class.

expensive loan
paid SMS notification.

Russian Standard Bank card with its own design

Also, the withdrawal fee can be up to 4.9%. Order through the website with availability within 8 days.

Availability of a credit limit and cashback.

age threshold (from 25 years),
high loan interest rates,
withdrawal fee.

Raiffeisenbank card

attractive cashback,
discounts from partners.

Very high cost per year,
unfavorable credit conditions.

Moscow Credit Bank card

The Moscow Credit Bank cheaply prints plastic “with its own picture” - for only 150 rubles. The upper threshold of the credit limit is from 300 to 800 thousand rubles. at a rate of 21%. The balance is charged 7%, which is a big plus.

There is no need to pay for withdrawals from ATMs of MKB and its partners. SMS notification – usual 60 rub. There are a lot of discount programs that allow you to save on purchases using the card.

high interest on balance,
large credit limit.

expensive maintenance (1200 rubles per year),
cashback is only 0.5%.

Results: the best choice

When choosing a card with a custom design, you should pay attention to the following suggestions:

Sberbank, if plastic is needed for a young client (application available from 14 years of age);
Alfa-Bank and MKB, if the amount of interest accrued on the balance of funds matters (up to 7%);
Sberbank, Tinkoff Bank and MKB, if the minimum cost of service is important.